ACA Insurance Sign-Up

Last updated 1/20/22

After the Jan.15, 2022, sign-up deadline for 2022 health insurance,
people may still sign up if they have a change in their circumstances,
such as a change in employment or family size.
Such changes qualify as a Special Enrollment Period any time of the year.

Also, applications for the Children’s Health Insurance Program -CHIP and Medicaid are accepted any time.

The little flier downloadable below has info to share with those who might need coverage. Please SHARE it: agencies, newsletters, thrift shops, bus stops, community bulletin boards, yard sales, libraries, individuals, food distributions, vaccine clinics, etc.


Sign up on https://www.healthcare.gov/
Or call 1-800-318-2596,
Or, for local in-person help: (Sioux Falls)605-978-6890.
For help in other towns:
https://localhelp.healthcare.gov/#/

To see incomes that qualify for this subsidized health insurance, check the chart in the attachment below.

NEW LOWER PRICES!
You’ll find lower monthly premiums for insurance on healthcare.gov for 2022. For the fourth year in a row, premiums have dropped. Insurers are better able to price their policies based on enrollees' health care needs, and the marketplaces have become more competitive. Also, the American Rescue Plan Act (ARP) made assistance available to more consumers and at greater levels for 2021 and 2022. Thus, four in five consumers will be able to find health care coverage for $10 or less per month, according to Centers for Medicare & Medicaid Services. This is good news!

WHY ENROLL IN HEALTH INSURANCE?

Coverage helps protect both you and your wallet.

Plans may cover a wide range of benefits, including doctor visits, hospital stays, preventive care and more. Protect yourself and your family.

Your health is important! Everyone needs some form of coverage.

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But what if your income is to low qualify you for ANY health insurance? Sorry to say, unless you can get Medicaid under SD's current limited availability or insurance through your employment or a spouse's, you are in South Dakota’s coverage hole! You are out of luck. Why? Because South Dakota has not accepted the federal offer in the Affordable Care Act (ACA) to expand Medicaid. The governor or legislature could adopt this very helpful measure to cover adults ages 19-64 whose incomes are below a certain amount (varies by family size). This is called Medicaid Expansion. We can all keep insisting to the SD governor and legislature that South Dakota needs Medicaid Expansion. It would get health coverage to thousands of South Dakotans, mostly low-wage workers.
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Between now and January 15, 2022, Please download and share the handout with people who may be eligible for ACA subsidized insurance.


Bread for the World-SD, 1/20/22

How to download? The little pop-out symbol in the corner will bring up a pdf version that you can download.
Here’s a half-page handout with info for you and to share:

handout half pg 1'22, healthcare.gov.pdf